Ride-sharing services like Uber and Lyft have become as commonplace as taxicabs in recent years. Services such as these – and others such as Sidecar and Wingz – connect passengers with drivers via integrated smartphone applications. While these services faced an uphill battle in the early years due to litigation brought on them as “unlicensed cab services,” the state of California legalized ride-sharing services in 2013, concluding the matter once and for all. These services are not classified as taxicab services, however, and the state the of California classifies them under their own category as “transportation network companies.”
Insurance Concerns with Ride-Sharing Services
Unlike taxicab service providers, which are mandated to maintain full liability insurance that covers every passenger in the vehicle to a certain amount, ride-sharing services do not hold these same mandates. In many cases, the drivers can maintain their own minimum level of insurance, while the ride-sharing service acts a “fare provider” and “payment processor” – or the official “employer” of the “independent contractor,” or the driver you use. In some cases, the driver can pay a set fee to add the ride-sharing service’s insurance plan to their coverage, but this is not common because it reduces the fee that the driver receives for each fare.
This often can result in substantial “gaps” in the insurance that would cover a rider in the event of a vehicular collision resulting in a personal injury claim. There have been a variety of cases brought forth where services like Uber refused to cover accidents caused by drivers for one reason or another, with a common reason for denial of coverage being based on the driver being “in between fares.” With this type of uncertainty involving these types of personal injury cases, it’s of the utmost importance that you contact an experienced Los Angeles ride-sharing accident attorney as soon as you can if you have been injured as a result of using one of these popular ride-sharing services.
Don’t Face Insurance Companies Alone
Uber accidents and Lyft accidents happen a lot more often than you think, and in many instances personal injury to the innocent passenger occurs. Insurance companies that cover these drivers will do everything in their power to minimize and discount your claim so they can pay out as little as possible. Don’t attempt to face these insurance companies and their legal teams alone!
At Berjis & Myers, our highly experienced team of Los Angeles ride-sharing accident attorneys will fight for the best possible settlement on your behalf. Our combined trial experience stops insurance companies in their tracks and reminds them that their tricks won’t work for your claim. If you have been injured as a result of using a ride-sharing service, do not hesitate, call the Law Office of Berjis & Myers right away for your complimentary consultation at: (213) 293-9491.